There are a lot of websites out there built around personal finance. They all feature a billion little tips and tricks to help you get “rich.” As if having money was some sort of cosmic adventure only undertaken by the most savvy and informed amongst us. Blah blah blah. It’s not. I’m certainly not a so-called expert—that was Bernie Madoff—but I do know that all these tips boil down to a few simple steps and I’m going to share those with you right here. Don’t buy finance books and don’t be a sucker for some “guru” and his financial seminar. Get out your pen and paper, take copious notes and stop sucking at money! Continue reading →